Cruise Insurance

Most people have never heard of cruise insurance. They don't know that a trip can be cancelled or ruined due to plane delays, mechanical breakdown, or even war. Or you could get sick or injured. Cruise insurance can protect you.

What is Cruise Insurance?

Like any travel insurance, cruise insurance is intended to protect you from hardship. It typically reimburses you in some way if your trip is affected by unexpected events, such as dockworder strikes, death of a loved one, delayed plane flight, or lost luggage. Also usually covered are medical emergencies during the cruise, including evacuation from the ship.

Acts of God, such as hurricanes or earthquakes are usually not covered by cruise insurance.

Cruise insurance is available from third parties or from your cruise line. Third party providers can cover you in the unlikely event that the cruise line goes bankrupt. Here's a great article on how to select cruise insurance.

Read the fine print of your cruise insurance before you buy. Policies differ on what is covered and how you'll be reimbursed. Cruise Critic has more tips on cruise insurance.